Rachel Garcia Headshot

Rachel Garcia


Phone (209) 609-8241

Rachel has been a Financial Professional with New York Life since November 2007. She began her career in the insurance industry in 1991 working for an agency specializing in Employee Benefits. In January of 2000, she opened her own Employee Benefits practice and is the founder of Cornerstone Wealth Strategies & Insurance Solutions. Over the years she has grown it to include thousands of clients and an amazing staff.

Rachel has made membership to the Million Dollar Roundtable* (2018 – 2023) including Court of the Table (2020 – 2023). In 2022 she reached President’s Council** with New York Life.

In 2018 Rachel was asked to be the Political Involvement Leader for New York Life’s Stockton General Office, she enjoys serving her fellow agents in this role. In 2023 she was elected to New York Life’s PAC Steering Committee. She also participates in multiple professional study groups in which she has built lifelong friendships.

Rachel mentors many new agents within New York Life and looks forward to introducing new agents to the company through her role as Agency Associate recruiter.

Rachel and her husband Julio live in Stockton, CA. They have three wonderful daughters, Julie, Jennifer & Jessica. Julie lives and works in San Diego, CA, Jennifer works in Stockton, CA and Jessica is a college student. She’s an active member of her church as well as the Stockton English Cursillo Movement.

*MDRT is recognized throughout the industry as the standard of excellence in life insurance sales performance.

**Awarded by New York Life Insurance Company for outstanding sales achievements. Council is an annual company recognition program based on agent production from July 1- June 30.

Danielle Gutierrez Headshot

Danielle Gutierrez

Director of Client Services

Phone (209) 687-2100

Serving our clients is the number one priority at our practice. We couldn’t do that without the hard work and support of people such as Danielle Gutierrez who is a valued member of our team. Danielle's primary responsibilities include managing client communications on service issues and scheduling appointments.

If you have any questions or need assistance, contact her at or by calling (209) 687-2100.

Jody Gutierrez Headshot

Jody Gutierrez

Executive Assistant

Phone (209) 955-6212

Jody plays a large part in facilitating the smooth running of our practice by performing administrative tasks efficiently and effectively.

If you have any questions or need assistance, please contact her at or by calling (209) 955-6212.


Rachel Garcia is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0B32910), CO, FL, MO, NV, TN, UT, and VA. No insurance business may be conducted outside the states referenced.

Rachel Garcia is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 3255 W March Ln Ste 300, Stockton, CA, 95219, 209-955-6212. In this regard, this communication is strictly intended for individuals residing in the states of CA, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

CORNERSTONE WEALTH STRATEGIES & INSURANCE SOLUTIONS is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither CORNERSTONE WEALTH STRATEGIES & INSURANCE SOLUTIONS nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.